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Mar Insurance | Central & South Florida

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HR, Compliance & Technology

Buried in compliance deadlines and enrollment paperwork?

We keep you compliant. Technology keeps it simple.

ACA reporting, ERISA documents, COBRA notices, new hires and open enrollment. A dedicated expert keeps you penalty-free and audit-ready, with online tools that take the paperwork off your desk.

Sound Familiar?

Compliance is a full-time job.

You already have one.

The rules change every year, and the penalties for missing them are real. You shouldn’t have to track it all yourself.

The problem

You're not sure whether you're meeting ACA requirements.

How we fix it

Clear guidance on measurement periods, eligibility and reporting, so you know exactly where you stand.

The problem

Plan documents and required notices are out of date or missing.

How we fix it

ERISA, COBRA and HIPAA requirements reviewed and kept current, so an audit doesn’t turn into a scramble.

The problem

Enrollment runs on paper, spreadsheets and email.

How we fix it

Online enrollment through Employee Navigator, with new hires, changes and terminations handled in one place.

The problem

You have HR questions but no HR department.

How we fix it

Access to Mineral’s HR library and expert support, plus a dedicated MAR contact who picks up the phone.

ACA Compliance

Penalty-free

and audit-ready.

ACA rules are complicated, especially with part-time, seasonal or fast-growing teams. We guide you through every requirement so nothing slips.

Case Study · Hospitality · Central Florida

Full

ACA compliance for a seasonal, part-time workforce across multiple properties.

Low enrollment put the company at risk of penalties. MAR reviewed eligibility rules, simplified communication and guided leadership through measurement periods, look-back rules and reporting.

Benefit Administration & Compliance

Three laws, one partner

keeping you covered.

ERISA

Plan documents & disclosures

Most employer health and welfare plans need a written plan document and summary for employees.

How we help

COBRA

Continuation coverage

When employees leave or lose eligibility, strict notice rules and timelines apply.

How we help

HIPAA

Privacy & special enrollment

Rules that protect employee health information and govern mid-year enrollment changes.

How we help

Enrollment & Administration

From first day

to last day, handled.

Every change in an employee’s benefits has paperwork and deadlines. We manage the whole cycle, with online enrollment and virtual support.

New Hires

Eligibility, waiting periods and enrollment for every new employee.

Open Enrollment

Communication, education sessions and online enrollment each year.

Life Events

Marriage, a new baby or a move, with changes processed on time.

Terminations

Coverage end dates and continuation notices handled correctly.

HR Technology

The right tools,

without the learning curve.

Both platforms come with your MAR partnership at no extra cost, a value-add most brokers don’t offer.

Included for MAR clients

Benefits Administration

Employee Navigator

One online platform for enrollment, employee records and benefit changes. Employees enroll from any device, and you get a clear view of who’s covered.

Included for MAR clients

HR Support & Library

Mineral

An HR compliance library with templates, policies and expert guidance, so you have answers when you need them without a full HR department.

FAQs

Compliance questions,

answered.

Does the ACA employer mandate apply to my business?

It applies to Applicable Large Employers, generally those with 50 or more full-time employees, including full-time equivalents. Smaller employers still have other ACA rules to follow. We’ll help you confirm where you stand.

Federal COBRA generally applies to employers with 20 or more employees. Florida has its own continuation law for smaller groups. We’ll make sure you’re following the right one.

Most private employers that sponsor health or welfare benefits do. The plan document and summary plan description are often the first things requested in an audit.

Yes. Employees can enroll from any device through Employee Navigator, and we offer virtual enrollment support so remote and shift workers get the same help as everyone else.

Keep Exploring

Related solutions

that work with your plan.

01 · Group Health & Plan Design

Claims analytics and benchmarking that shape a plan around your workforce and budget.

02 · Cost Containment

Level-funded, self-funded and captive strategies that stabilize costs over the long term.

06 · Plan Support & Wellness

Year-round advocacy and wellness programs that support a healthier workforce.

Take It Off Your Plate

Find out where you stand

before an auditor does.

We’ll review your compliance for free, flag anything that needs attention, and show you how our tools can simplify your admin.

Virtual appointments available

Meet with us by video, whenever it fits your schedule.